Life & Disability Insurance
Life and disability insurance is one of the most important ways to protect your loved ones and your financial future.
It provides coverage for your family in the event of death or a serious accident that leads to disability or loss of income.
In this way, you ensure that even during difficult times, your loved ones will have the financial support they need.
It’s a safety net that offers peace of mind, knowing you’ve taken care of tomorrow.
When considering life and disability insurance, it’s important to evaluate several key factors:
- Coverage amount – How much will your family need to maintain their standard of living and cover outstanding debts?
- Duration – How long do you want the coverage to last? Until your children are grown or for your entire life?
- Type of policy – There are several options, such as term life, whole life, or investment-linked insurance.
- Exclusions – Review your policy carefully to understand what is not covered.
- Add-ons – Consider optional coverages like critical illness or accident protection for enhanced security.
- Cost – Make sure the premium fits comfortably within your financial plan.
These are some of the essential points to keep in mind when choosing the right coverage for you.
If you have questions or need help selecting the most suitable plan, I’m here to help you find the best solution for your needs.